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Northern Ireland Car Insurance Premiums continue to rise

Research conducted by Find The Way Consulting indicates that premiums increased by more than 5% in the 3 months to July 2016 and by more than 20% over a 12 month period. This research uses a basket of ten private car risks. Quotations for each risk profile are obtained every month from the Northern Ireland broker market. [...]

By | November 2nd, 2016|Blog|0 Comments

Opening a can of worms – No Claim Discount Protection

From 1st August 2016 insurers and brokers will be required to provide prescribed information on the cost and operation of NCD Protection when offering private motor insurance products to customers. This is when the Competitions & Markets Authority Private Motor Insurance Order in respect of No Claim Discount (NCD) Protection comes into force. It makes [...]

By | November 2nd, 2016|Blog|0 Comments

Will proposed legislation mean cheaper insurance for Northern Ireland motorists?

Most will agree that the Road Traffic (Amendment) Bill, approved by the Northern Ireland Assembly on 12th January, is good news for road safety. The Bill includes two significant headline changes: A new drink drive regime, with graduated penalties reflecting several factors including the amount of alcohol involved, driver age and experience and offence history; [...]

By | November 2nd, 2016|Blog|0 Comments

The Cost of Car Insurance in Northern Ireland – Is it an issue today?

The cost of car insurance in Northern Ireland has been under the spotlight in recent years for very good reason. It is a compulsory purchase and therefore is effectively a utility. A brief history lesson: Back in 2009 the Consumer Council for Northern Ireland published results of research into cost of private car insurance in [...]

By | November 2nd, 2016|Blog|0 Comments

Northern Ireland Road Safety – How did we get off the Road to Zero?

I spent a fun hour this morning reading the DRD annual Transport Statistics Report (2014/15) for Northern Ireland. Having an interest in road safety, I got to thinking about why there was such a big increase in road deaths in Northern Ireland in 2014. The average annual road death figure for the 4 year period [...]

By | November 2nd, 2016|Blog|0 Comments